Dental Insurance – Lowell, MA

Maximizing Benefits to Help You Save

Enrolling in a dental insurance policy is a worthwhile investment, especially if you believe in the benefits of optimal oral health. Paying less for the dental services you receive can help you to save thousands throughout the year but only if you take advantage of seeing your dentist. At Simply Dental of Lowell, our dentistry team will work with you to find ways you can get the most out of your plan, so your smile stays healthy and beautiful, and your wallet remains full. Call us today to find out how we can help maximize your benefits and help you save.

Understanding How Dental Insurance Works

Dental insurance forms

Preventive and restorative dentistry are the two main components that dental insurance companies agree to cover. Cosmetic dentistry does not receive coverage because it is viewed as a luxury service. This is why our team will go above and beyond to help you get the most out of your plan when seeking ways to prevent, restore, and repair your smile.

What Does My Dental Insurance Cover?

Dental insurance coverage documents

Most dental insurance policies offer a similar breakdown of benefits that looks something like the following:

  • 100% preventive care
  • 80% minor restorative care
  • 50% major restorative care

Our team will need to review your policy to determine the exact amount you can expect to pay when preparing for treatment. This will help you to better prepare for any out-of-pocket expenses along the way.

Our In-Network Dental Insurance Providers

Dentistry team member explaining dental insurance to dentistry patient

At Simply Dental of Lowell, we are pleased to be in-network with a host of dental insurance companies, many of which you can find listed below. If you have any questions about your policy and whether we accept it, please don’t hesitate to call our dental office for further assistance.

  • Delta Dental
  • BlueCross BlueShield of MA
  • Dominion National
  • Unum
  • Guardian
  • Principal
  • MetLife
  • Aetna
  • Altus
  • United Healthcare
  • United Concordia
  • Cigna
  • Careington
  • GEHA
  • Humana
  • Lincoln Financial
  • Northeast Delta Dental
  • Sunlife